Trupanion pet insurance coverage makes canceling your coverage simple for any cause you could have. Nevertheless, earlier than you make a agency choice, I encourage you to learn this text. I’ll provide you with a couple of tips about what to contemplate earlier than terminating your coverage and the way and when to discover a new pet insurance coverage supplier. However in case you’ve already determined, see my steerage on how you can cancel your Trupanion coverage.
Learn Our Full Trupanion Pet Insurance coverage Overview
Trupanion Cancellation Coverage
Beneath is Trupanion’s official cancellation coverage, primarily based on the pattern coverage you could find on their web site:
You might cancel your coverage by notifying us in writing by way of mail, fax, or e mail at any time. In the event you cancel your coverage for any cause inside the first 30 days and we’ve not paid you a declare inside that interval you’ll obtain 100% of your premium and enrollment payment (if relevant) again.
How To Cancel Your Trupanion Coverage
In contrast to another pet insurance coverage suppliers, Trupanion doesn’t have a easy cancellation kind you possibly can fill out on their web site. However they do provide you with a number of choices to terminate your coverage.
Name To Cancel
Though Trupanion’s pattern coverage doesn’t embrace calling as an choice to cancel, the corporate clearly states on its web site that you may name customer support to deal with this. To cancel your coverage by telephone, name customer support at 888-733-2685. Representatives can be found 24 hours per day, twelve months a yr.
I encourage canceling by telephone as a result of you’ve the chance to ask any questions you could have in regards to the cancellation and refund course of. Nevertheless, as soon as the Trupanion consultant confirms that they’ve canceled your coverage, it’s vital to request a affirmation of termination by e mail or mail. Having it in writing will assist in case you encounter any subsequent billing issues.
Cancel In Writing By E mail Or Mail
If you wish to keep away from the potential problem of being on the telephone with a buyer consultant who talks you out of canceling, you may also terminate your coverage by e mail, mail, or fax.
- Fax: 866-405-4536
- E mail: [email protected]
- Mail: Trupanion USA, 6100 4th Ave South, Suite 200, Seattle, WA 98108
In the event you’d desire to deal with your coverage termination in writing, I like to recommend doing so by way of e mail. That means you possibly can ask questions and obtain a fast affirmation of cancellation in writing.
Contact Reside Chat
Trupanion additionally gives 24/7/365 reside chat on its web site. You may provoke contact utilizing this selection to search out out in case you can cancel by way of reside chat. Nevertheless, I like to recommend confirming any exchanges by way of e mail.
3 Points To Take into account Earlier than Canceling Your Coverage
You’ll need to hold a couple of vital issues in thoughts earlier than terminating your coverage.
1. Different Insurers Will Exclude Pre-Present Situations
It’s important to know that any situations your pet was identified with earlier than or through the time your canine was enrolled in Trupanions’s pet insurance coverage will seemingly be excluded from protection by any new insurance coverage supplier.
This is usually a troublesome blow in case your pup was identified with and handled for a power situation, similar to diabetes, arthritis, allergy symptoms, or most cancers, throughout your Trupanion coverage protection. It might be clever to calculate your canine’s medical prices for a yr and think about how Trupanion covers eligible situations now and if these bills are one thing you possibly can independently cowl your self.
2. Your Pet’s Age
Your present Trupanion coverage covers your pet for all times. Nevertheless, in case you cancel your coverage and have an aged pet, chances are you’ll not be capable of discover a new pet insurance coverage coverage that meets your price range and desires. Some suppliers have age limits and gained’t insure pets as soon as they attain a sure age (limits differ by supplier).
3. Sicknesses & Accidents Can Happen Anytime
In case your pet has by no means had any medical issues, chances are you’ll think about terminating your coverage. However remember the fact that accidents and well being situations can pop up once you least anticipate them. Even in case you plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready durations earlier than your new coverage’s protection kicks in.
Continuously Requested Questions
Listed below are some questions pet mother and father ask most frequently about canceling pet insurance coverage. In the event you don’t see yours right here, you possibly can ask us in feedback.
Can I Cancel Trupanion At Any Time?
Sure, you possibly can cancel your Trupanion pet insurance coverage coverage at any time for any cause.
What Is Trupanion’s 30-Day Cash-Again Assure?
You possibly can cancel your coverage for any cause inside 30 days of the coverage efficient date, and Trupanion will refund 100% of any premium paid so long as the corporate has paid no claims. It will revoke the coverage totally, denying any pending or not but submitted claims.
Can I Get My Cash Again After The 30-Day Assure?
Sure, Trupanion will return all or a portion of your premium fee primarily based on the date of termination of your coverage. Nevertheless, remember the fact that in case you’ve submitted a declare throughout or after the assure and also you cancel, terminating your coverage nullifies any earlier declare you’ve submitted.
What Occurs To Pet Insurance coverage When A Pet Dies?
In the event you’re canceling your pet insurance coverage coverage as a result of your pet has handed away, please know you’re in our ideas. We hope you could find consolation within the recollections you made collectively.
Whereas that is such a troublesome time for you, it’s nonetheless vital to recollect to contact your insurance coverage firm and notify them of your pet’s passing. You are able to do so by calling, emailing, or mailing Trupanion’s customer support division. In the event you needed to euthanize your pup, Trupanion insurance policies cowl prices related to veterinarian-recommended euthanasia and provide you with as much as 90 days to file the declare.
How To Discover A New Pet Insurance coverage Firm
In the event you’re not glad with Trupanion however would nonetheless wish to insure your pet, I encourage you to learn our pet insurance coverage evaluations to see which firms we advocate. Moreover, you will get quotes from lots of the high pet insurance coverage firms by filling out the quote kind above.
I encourage you to do your analysis and get quotes earlier than you cancel your present coverage. This manner, you possibly can reduce the interval that your pup isn’t lined between your earlier and new pet insurance coverage protection. It doesn’t matter what, pet insurance coverage is value it, and insuring your furry mates is a good way to guard your pockets and ensure your pets get the mandatory well being care they want.
Why Belief Canine Journal?
Sally has over 20 years of expertise in human well being sciences communications, together with 10 years as an skilled on pet well being situations and therapy. She’s additionally spent over a decade researching pet insurance coverage as a part of an skilled staff at Canine Journal. As devoted canine professionals and long-time canine house owners, we take a look at and analysis the most effective pet merchandise, not just for our personal pups however for all of our readers.
Tagged With: Reviewed By Insurance coverage Agent