Washington Insurance coverage Commissioner Patty Kuderer issued an emergency order that features asking insurers within the state to supply grace durations for premium funds and a cancelation moratorium.
The order was drafted to supply reduction to Washington policyholders after the current atmospheric river and winter climate occasion final week. The order is in impact from December 15 to February 12, 2026, and it applies to all property/casualty insurers working in Washington state.
The order directs insurers to:
- Present 45-day grace durations for premium funds and waive all late charges and reinstatement charges.
- Not cancel a coverage for nonpayment except directed to take action by the policyholder.
- Lengthen the nonrenewal discover interval from 45 days to 120 days earlier than the expiration date of the coverage.
Kuderer additionally opened registration for out-of-state adjustors and despatched steerage to insurers and the general public on investigating and adjusting flood harm to coated property.
Kuderer is utilizing powers granted to her following the statewide emergency that Gov. Bob Ferguson declared on Dec. 10 in response to the widespread flooding in Washington. When the governor points an emergency proclamation, the commissioner can concern an emergency order associated to insurance coverage insurance policies to make sure entry to protection. The order will be prolonged by the commissioner for 30 days at a time so long as the governor’s emergency proclamation stays in impact.
Subjects
Carriers
Washington
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