When a New York couple bought a medical insurance plan from a telemarketer, they thought it lined every little thing they wished: physician visits, assessments, and medication. However then got here the surprising payments for 1000’s of {dollars}, forcing them to skip essential medical care.
Of their collection “Well being Care Hustlers,” Bloomberg reporters Zachary Mider and Zeke Fake revealed how this couple and 1000’s of different individuals signed up for well being plans by unknowingly agreeing to work pretend “jobs.”
Mider and Fake be part of “An Arm and a Leg” host Dan Weissmann to peel again the stunning layers of this story, from a TV-sitcom-writer-turned-investor who masterminded the thought to the authorized grey space that enables these plans to proliferate.
Dan Weissmann
Host and producer of “An Arm and a Leg.” Beforehand, Dan was a workers reporter for Market and Chicago’s WBEZ. His work additionally seems on All Issues Thought of, Market, the BBC, 99 % Invisible, and Reveal, from the Heart for Investigative Reporting.
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Emily Pisacreta
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Transcript: A Wild Well being Insurance coverage Hustle
Be aware: “An Arm and a Leg” makes use of speech-recognition software program to generate transcripts, which can comprise errors. Please use the transcript as a software however verify the corresponding audio earlier than quoting the podcast.
Dan: Hey there—
This story’s define might sound acquainted, however what’s beneath — what we unravel right here: It’s a brand new form of factor. And it’s bizarre.
And it may turn into enormous.
So: A pair from New York, Sarah and Joe Strohmenger began new companies, so that they wanted to purchase their very own medical insurance for the primary time..
And Sarah says the New York state market, with Obamacare plans, appeared a bit dangerous: In the event that they obtained a subsidy, after which their new companies did nicely, they could must pay that subsidy again.
Sarah Strohmenger: As new enterprise homeowners, we had not a clue of how a lot we had been gonna make within the yr.
So we had been nervous about. How a lot we had been gonna must again pay.
Dan: Trying elsewhere appeared like a cautious factor to do. Google led them to a website that provided quotes for insurance coverage insurance policies — simply enter your cellphone quantity. They began getting calls from telemarketers, a number of them, and finally they picked a plan considered one of them provided.
Sarah and Joe thought they had been being fairly cautious. In any case, Insurance coverage is a regulated enterprise.
Sarah Strohmenger: We’re considering it’s monitored. We had no clue that this was form of like a free for all.
Dan: In order you’ve most likely already guessed: Fairly rapidly, and really painfully, Sarah and Joe discovered that they’d been hustled.
Nevertheless it took a pair of reporters from Bloomberg Information to uncover the character of that hustle.
Zach Mider: There’s this type of new breed of individuals providing well being plans to the general public that aren’t, um, not insurance coverage firms in any respect,
Dan: That’s a type of Bloomberg reporters, Zach Mider. As Zach and his reporting accomplice Zeke Fake revealed, this telemarketer had — on paper — made Joe an worker of an organization he’d by no means heard of till these reporters informed him about it.
And in accordance with the authorized idea beneath all of this, making Joe a sure form of worker allowed the salesperson to promote Joe an insurance coverage plan so skimpy that— as Zach and Zeke’s story says — it will “usually be unlawful.”
Zach Mider says these sorts of plans at present function in a authorized gray space, with no one regulating it — not states, not the feds.
Zach Mider: So it truly is simply form of this bizarre authorized vacuum the place, you already know, market actors are free to form of soar in and begin attempting to do that.
Dan: Which, Zach says, they appear to be doing, an increasing number of.
Zach Mider: It seems to be just like the numbers are taking pictures up
Dan: Of their Bloomberg story, Zach and Zeke cite a whole bunch of complaints to the FTC from individuals who had been offered these sorts of well being plans.
Additionally they write about assembly the man who appears to have invented these plans — a former TV sitcom author who they are saying really believes he’s fixing an vital drawback.
Their reporting — in a collection known as “Well being Care Hustlers” — reveals one thing else too:
How every hustle will get created by a series of legally-distinct operators — a few of them really working utterly independently of one another — and the way, by being only one hyperlink in a series, every operator can say:
“I used to be simply doing a completely legit factor. It’s not my fault if another man is shady.”
Principally: These tales are displaying us, extra clearly than I’ve ever seen, what we’re up in opposition to after we take a name from anyone who says they’ve obtained an excellent insurance coverage plan for us.
And it’s a completely wild journey. Right here we go.
That is An Arm and a Leg, a present about why well being care prices so freaking a lot, and what we will possibly do about it. I’m Dan Weissmann. I’m a reporter, and I like a problem. So the job we’ve chosen right here is to tackle probably the most enraging, terrifying, miserable components of American life — and convey you one thing entertaining, empowering and helpful.
To begin, right here’s how dangerous issues obtained for Sarah and Joe Strohmenger.
As they knew: They wanted good medical insurance. They’ve obtained pre-existing circumstances.
For example, Joe takes medication that Sarah says prices 1500 {dollars} a month. And he’s obtained a benign mind tumor and has a health care provider monitoring it.
Sarah Strohmenger: That physician was crucial physician as a result of it’s a health care provider you may’t afford with out medical insurance.
Dan: Sarah says the monitoring consists of periodic bloodwork and MRIs.
So she says once they had been selecting this plan, they requested concerning the physician, concerning the assessments, concerning the medication, all their suppliers.
She says the gross sales rep for this plan informed them, Sure. That’s all lined.
Sarah Strohmenger: You realize, it sounded nice, lined every little thing that we would have liked.
Dan: Joe and Sarah paid about 87 hundred {dollars} upfront— a reduction for a full yr’s protection.
However Sarah says as soon as they tried really utilizing the plan, issues went south. She says their pharmacist informed her Joe’s medication wasn’t lined, and Joe’s physician mentioned his visits weren’t lined both.
And he or she says payments arrived that she didn’t count on.
Sarah Strohmenger: We had been getting blood work payments again within the mail, for like $4,000 at a pop at a time, 3000.
Dan: In line with the Bloomberg story, Joe known as the corporate they’d purchased the coverage from— and reached a man who mentioned upgrading their plan would repair every little thing. They in the end paid 20 thousand {dollars} for insurance coverage that also didn’t cowl what they wanted.
Sarah says she thinks additionally they ended up on the hook for 10 to fifteen thousand {dollars} in medical payments.
Sarah Strohmenger: Inside like six months, we stopped going to docs.
Dan: They couldn’t afford to.
Sarah Strohmenger: We simply had been like, if we find yourself within the hospital, we’re principally screwed, you already know? So Joe stopped going to all of his physician’s appointments, he stopped taking his treatment, and it was dangerous.
Dan: In the meantime, Sarah says additionally they complained to state regulators concerning the firm that offered them this coverage.
The regulators wrote again, saying: We’ve by no means licensed or authorized this entity. So… sorry. Sarah was like, Wait, WHAT?
Sarah Strohmenger: I lived in a paradox that I didn’t know existed for a yr. My thoughts was blown.
Dan: I’m telling you — it’s REALLY bizarre. I’ve seen the letter, that’s what it says. And no: It’s not like there’s another state workplace Sarah was supposed to jot down to. I checked.
Sarah says she and Joe took authorized motion in opposition to the advertising firm, however they haven’t recovered any cash. She says they paid off all of the payments. And he or she says they signed up for a plan on New York’s Obamacare market, which has been masking what they want.
However she by no means understood what the heck had occurred — the character of the hustle — till she despatched her story as a tip to Bloomberg Information, and Zach Mider obtained in contact.
Because it occurred, he’d been digging into precisely this type of hustle.
Which has, I’ve to say, simply an incredible variety of layers and twists. Beginning right here:
When Zach checked out Sarah and Joe’s insurance coverage playing cards, he observed one thing that they’d missed.
The title of a GROUP on the high — like as if this was a gaggle plan, such as you’d get out of your job.
And that was a key to the entire association. That group — Outreach Information Companions Restricted Partnership — shouldn’t be an insurance coverage firm.
As Zach places it, their authorized stance is: They haven’t offered insurance coverage to Sarah and Joe — or anyone else. That’s not the connection.
Zach Mider: They’re claiming they’ve an employer-employee relationship with the individuals who purchase well being plans from them, and subsequently, the entire state insurance coverage legal guidelines don’t apply.
Dan: Now, first: It’s really true that for most individuals who get well being advantages from their employer — like two-thirds — state insurance coverage legal guidelines don’t apply. Plenty of employers function plans regulated by the federal Division of Labor.
Which Zach says is how Outreach Information Companions arrange the plan Sarah and Joe purchased.
All of which was information to Sarah and Joe.
Zach Mider: They only thought they had been shopping for medical insurance.
Dan: And in the event that they’re staff right here, what was the JOB imagined to be?
Zach Mider: Yeah, that’s an excellent query. So, there may be some work that’s imagined to be executed.
Dan: OK, strap in: Zach says to begin with, in idea, the corporate offers you a particular browser to make use of in your cellphone.
Zach Mider: The concept is if you wish to go do one thing on the web, you employ this particular browser and so they’re accumulating information about individuals’s looking habits which then they will flip round and promote that data to advertisers.
Dan: In order that’s the “job”: By utilizing this browser, you’re producing worth for the corporate— you’re working for them. Joe and Sarah informed Zach they by no means obtained any particular browser. And naturally there’s one other factor they could have anticipated to get from a job, ANY job: A paycheck.
And right here’s how Zach says that absence will get defined.
Zach Mider: These information firms have been described to me as kind of, they’re startups, proper?
Dan: And right here’s the place the complete title of this firm comes into play: ?Outreach Information Companions Restricted Partnership. On paper, Joe and Sarah aren’t mere staff, they’re … restricted companions— half homeowners. However in an organization that hasn’t began earning profits but.
Zach Mider: Perhaps they’ve a millionth share of the corporate. And so if the corporate begins making some huge cash, they are going to get a verify.
Dan: I don’t suppose Joe and Sarah are holding their breath for a verify from Outreach Information Companions.
In line with the Bloomberg story the corporate doesn’t have a public-facing web site, and LinkedIn doesn’t listing any staff. However the story additionally says that in a authorities submitting the corporate claims 4,800 staff.
Zach and Zeke checked out the corporate’s headquarters: Field 371 at a UPS retailer in an Atlanta strip mall — between a dry cleaner and a Vietnamese restaurant.
They discovered greater than a dozen different firms utilizing the identical mailbox as their tackle — firms with names like Shopper Information Companions. All informed, their story says these firms declare greater than 30,000 staff.
And when Zach and Zeke began calling individuals related to these firms, they ended up speaking with the man who appears to have invented what they name this fake-jobs healthcare setup.
A man named Invoice Bryan.
Zach Mider: Invoice Bryan, was a fairly profitable sitcom author within the eighties and nineties. He wrote for Evening Court docket
Decide from Evening Court docket: What’s up Mac?
Mack from Evening Court docket: A bit case of disturbing the piece at a Star Trek conference, sir.
Zach Mider: And Coach
Craig Nelson: I didn’t lose the sport. The group misplaced the sport. I didn’t.
Zach Mider: And he wrote for a bunch of others. After which he does some actual property offers. He will get concerned in another investments. He finally ends up being a reasonably rich man and on the lookout for new issues to put money into, and comes throughout the thought of doing one thing with well being plans.
Dan: ?Zach says, the thought was this: Obamacare had imposed requirements on a number of medical insurance. Minimal stuff that needed to be lined. Hospitalization. Psychological well being providers. Prescribed drugs. However masking all that stuff is dear. It means premiums will be excessive, even with subsidies. And deductibles will be super-high: 1000’s of {dollars}.
So Invoice Bryan thought…
Zach Mider: possibly if there was a approach of designing a product that was authorized. That lined much less stuff than Obamacare, however nonetheless gave individuals what they wished. You realize? Um, it’s a free nation. Perhaps individuals ought to be capable to resolve what sort of healthcare they wanna purchase and never have to fulfill all these minimal requirements that possibly they’re not concerned with.
Dan: So the plan that Sarah and Joe obtained offered, Zach says it doesn’t meet these minimal requirements. He says it covers like three physician visits a yr, a few lab providers, and never lots else.
Zach Mider: No protection for hospitalization, no cowl for emergency room visits. There’s a prescription or there’s a pharmacy profit, nevertheless it solely covers generics.
Dan: Zach says Invoice Bryan actually thinks: that’s a product anyone may want to an Obamacare plan with a excessive deductible. Below the Reasonably priced Care Act, you may’t promote that product as insurance coverage. Truly, you probably have a number of staff, you may’t supply it to them both.
However as a health-insurance legislation knowledgeable at Georgetown informed me: You possibly can possibly supply it to OWNERS of your organization.
So by making individuals like Joe and Sarah LIMITED PARTNERS, possibly you might supply them this type of super-stripped-down well being plan legally.
Zach says: Invoice Bryan thinks of this as a approach to repair an issue he sees with Obamacare: Full protection is simply too costly for some individuals.
Zach Mider: He’s a really good man, and so through the years he’s needed to combat lots for this, and I feel that’s solely form of strengthened his conviction that it will be a corrective to the Obamacare system to have one thing that’s extra reasonably priced and extra accessible for individuals to get.
Dan:In fact, that’s not what Joe and Sarah wished – value wasn’t their high concern. They wanted insurance coverage that lined their suppliers, their remedies, their assessments, their meds. That’s what they thought they had been paying for.
I requested Zach and Zeke, what does Invoice Bryan say concerning the form of factor that occurred to Joe and Sarah?
Zach Mider: So it, it’s actually vital to level out right here that like Invoice Bryan didn’t promote the plan to Joe and Sarah. You realize, he doesn’t do the decision facilities, proper? These salespeople are all form of unbiased operators who’re basically simply promoting these things for a fee. And so, he definitely doesn’t defend anyone deceptive a buyer.
Dan: In line with Bloomberg’s story, Bryan mentioned he had reduce ties with the company that offered Joe and Sarah their plan — years in the past.
And when he was informed that the company had offered the couple considered one of his plans far more lately, Bryan mentioned, “That’s completely information to me. I simply don’t have something extra to say about any of those motherfuckers.”
Zeke Fake: After we had been speaking with Bryan, although…
Dan: That’s Zach’s reporting accomplice, Zeke Fake.
Zeke Fake: …he and his colleagues had been fairly evasive about precisely how these plans are offered.
Dan: Zeke says the best way the plans are offered — particularly, the massive fee charges for salespeople — was one of many causes he and Zach obtained on this story within the first place.
Zeke Fake: Principally, the proportion of regardless of the buyer’s paying that’s going to the salesperson and the varied middlemen concerned is so excessive that it’s form of arduous to think about that the shopper could possibly be getting a great deal.
Dan: Even when the plan was low cost. Zach had pulled some information, crunched some numbers. The Bloomberg story says— at the very least in some circumstances— all these commissions and costs added as much as 74 p.c of what individuals like Joe and Sarah paid for these plans.
Zach Mider: If an individual’s paying a greenback nearly 74 cents is gonna go to fee to different numerous middlemen and no matter and solely 26 cents is left for really going into the pool from which medical care is paid out of.
Dan: 26 cents for medical care. So, simply to match. Obamacare requires insurance coverage to spend at the very least 80 cents of each greenback on medical care.
The whole lot else — your gross sales operation, all of your admin prices — together with the individuals who deny claims— and your CEO’s pay, and your income — has to come back out of that remaining 20 cents.
With Invoice Bryan’s plans, Zach’s numbers present that ratio can get nearly flipped: 26 cents for medical care. 74 cents for commissions, charges, every little thing else
Zeke says: They introduced these points as much as Invoice Bryan.
Zeke Fake: And after we tried to ask about that, Bryan and his colleagues pleaded ignorance, as if it was not likely their enterprise how the salesmen obtained paid.
Dan: And this can be a massive, massive theme on this story: There’s no SINGLE entity doing all of this. It’s a series of various gamers, and each can blame the others.
Invoice Bryan blamed the gross sales outfit for what occurred to Joe and Sarah.
And that firm? Their CEO informed Zach and Zeke that Outreach Information Companions screwed up, denying claims for the Strohmengers that ought to’ve been paid. And because the Bloomberg story stories: Invoice Bryan dismissed that notion.
However there are extra hyperlinks on this chain than that. For example, Outreach Information Companions — the corporate that theoretically made Joe and Sarah restricted companions?
Invoice Bryan doesn’t run it. He doesn’t run ANY of the businesses that make use of 30,000 individuals from a mailbox in an Atlanta strip mall.
Which isn’t to say that he has nothing to do with them. That’s subsequent.
This episode of An Arm and a Leg is produced in partnership with KFF Well being Information. That’s a nonprofit newsroom masking well being points in America. Their journalists do superb work. We’re honored to be their colleagues.
So, Invoice Bryan appears to be the mastermind behind what Bloomberg calls these 30,000 fake-jobs, and the well being plans they provide.
However no, he doesn’t run the information firms behind these jobs. That may be unlawful.
Zach Mider: The info firms themselves wouldn’t be allowed below federal labor legislation to show a revenue on these well being plans.
Dan: I imply, that feels like a great legislation: Your boss isn’t imagined to earn money by promoting you a well being plan.
Zach Mider: So it’s all very segregated. They’re very cautious to say these information firms are separate from us. The info firms are using these individuals and they’re sponsoring these well being plans. And Invoice Bryan’s position is he runs a collection of distributors which supplies providers to the information firms.
Dan: Providers like … working a well being plan! Which, for a standard firm, is a standard association.
Keep in mind how we mentioned: Plenty of employer well being plans — ones tied to regular jobs— are exempt from state insurance coverage legal guidelines?
The best way these plans are arrange, the employer usually hires a vendor — usually an enormous insurance coverage firm, like Blue Cross or Aetna — to run their well being plan.
These information firms, as a substitute of hiring Aetna to manage a well being plan — for his or her 30 thousand “restricted companions” — they’re hiring an organization that Invoice Bryan occurs to run.
Zach Mider: I feel he’s executed a fairly good job of protecting this stuff formally separate, proper? So he’s not formally in management. He doesn’t personal the information firms, doesn’t formally direct their actions.
Dan: However Zach says: Invoice Bryan appears to have had a hand in getting them arrange. So they might supply well being plans. That he may run.
Zach Mider: I feel it’s truthful to say that this was his and his accomplice’s concept, this complete form of assemble. However he’s tried fairly arduous to, as a proper matter, make it compliant with federal labor legislation.
Zeke Fake: I really feel like we must always name the information firms and be like, hey, I can see that you’ve got a number of complaints about your well being plan. It may be hurting recruiting. You realize, would you want to change to Aetna? Then we may discover out if, uh — how unbiased they’re.
Dan: That’s Zeke once more, and yeah: He and Zach wrote of their story that they discovered HUNDREDS of complaints to the Federal Commerce Fee, and the Higher Enterprise Bureau, and Apple’s App retailer about well being plans tied to pretend jobs.
A graphic that goes with their story reveals dozens of quotes, like: This complete factor appears like an enormous rip-off that I fell for.
And: I can’t think about I’m the one one who has been lied to and principally stolen from.
And: Keep away in any respect prices.
Which raises an enormous query: Is any of this actually authorized? Isn’t there somebody regulating it?
Zach says Invoice Bryan needs solutions to these questions too.
Seven years in the past, an information firm the Bloomberg story describes as “allied with Bryan” went to the Labor Division for clarification— and validation. Principally, they mentioned:
Zach Mider: We wish you to log out on this and ensure to everybody within the market that that is legit. That these are actual staff, these restricted accomplice staff who’re downloading the net browser are actual staff, and that subsequently we will promote ’em, these well being plans with none drawback. And the Division of Labor when push got here to shove mentioned, no, these aren’t staff. You’re simply attempting to promote insurance coverage.
Dan: Bryan’s allies went to court docket to combat again.
Zach Mider: They usually’re nonetheless combating over all of it these a few years later. That was 2018 once they had been first attempting to get this opinion. And um, now it’s 2025 and it’s nonetheless unresolved.
Dan: ?Right here’s what’s occurred up to now: A district choose dominated in opposition to the Labor Division, calling its opinion “arbitrary and capricious.” An appeals court docket later agreed with that conclusion, however despatched the case again to the district court docket to rethink different particulars, together with: what ought to occur subsequent.
Zach Mider: So the best way it stands, it’s actually in a form of unusual limbo, the place the Division of Labor actually doesn’t get to say, these are legit, or these aren’t whereas we look forward to the litigation to play out. Nevertheless it does open the door for different individuals like Invoice Bryan to come back into {the marketplace} and begin promoting this type of stuff.
Dan: And it seems to be like they’ve. The Bloomberg story has a chart, displaying the variety of households enrolled in “pretend jobs” plans. After the appeals court docket dominated in opposition to the labor division, the numbers greater than doubled.
And in the meantime, NOBODY is regulating these plans. They’re not conventional insurance coverage, so state insurance coverage departments don’t have jurisdiction. So with the federal case on maintain, individuals like Sarah and Joe have nobody to show to.
In a letter to the editor that Bloomberg printed, Invoice Bryan blames what occurred to individuals like Sarah and Joe on the Labor Division, for not validating his mannequin.
“If the division stepped up and performed its correct position,” he wrote, “the fraud reported in your story may have very nicely been prevented.”
He added: “At a minimal, it will give victims someplace to hunt recourse.”
So: all people’s obtained anyone else accountable.
Which is without doubt one of the themes that connects Invoice Bryan’s story with a completely WILD story that Zeke traced to Florida. One which doesn’t begin out sounding prefer it has something to do with medical insurance.
In 2024, he writes, “for those who had been poor and on-line, sure advertisements had been all over the place you seemed.”
These advertisements featured celeb deepfakes — promising 6 thousand 4 hundred {dollars}, for those who name a sure cellphone quantity.
Zeke Fake: I imply, it seems to be prefer it’s Taylor Swift, and she or he’s saying…
Faux Taylor Swift: Keep in mind these stimulus checks? Properly, there’s a brand new factor going viral.
Zeke Fake: Or it’s Dr. Phil and he’s saying..
Faux Dr. Phil: They’re giving out $6,400 to anybody who makes the decision
Zeke Fake: Or Andrew Tate saying…
Faux Andrew Tate: In case you don’t act now, you’re principally throwing away $6,400. That’s simply silly.
Zeke Fake: And these advertisements didn’t even, they could briefly point out medical insurance or possibly they don’t say medical insurance in any respect.
Dan: However for those who known as that quantity, you’d find yourself speaking with somebody able to signal you up for medical insurance.
Signal you up so rapidly that… you may not have any concept that’s what had simply occurred.
Or, for that matter, that no, you wouldn’t be getting 64 hundred bucks to spend.
This story goes in some WILD instructions, however right here’s how Zeke describes the reference to the fake-jobs saga.
Zeke Fake: in reporting each of those tales, I feel what we discovered is that there’s form of a subculture of name heart operators who’ve turned what looks as if a fairly boring enterprise promoting medical insurance right into a get wealthy fast form of operation.
Dan: The decision facilities, the telemarketers. That’s the connection— Bloomberg paired these tales below the heading “Well being Care Hustlers.”And people hustlers are at all times on the lookout for a unique approach.
Which is to say: Zeke and Zach’s tales reinforce an enormous Arm and a Leg rule:
If the web leads you to a cellphone name with somebody who says they’ve obtained a GREAT medical insurance deal for you… be very, very suspicious.
And lots of people shall be on the lookout for offers on medical insurance.
Throughout the Biden Administration, Congress added more-generous subsidies to Obamacare plans, which made them extra reasonably priced.
Until Congress re-ups them quickly— which appears unlikely— these additional subsidies will expire this yr.
Individuals will search for alternate options, and these name facilities will supply them.
In a approach, it’s again to the longer term:
The primary Trump Administration loosened sure guidelines, making it simpler to promote short-term plans that didn’t meet Obamacare requirements. Zeke says he reported on the outcomes again then.
Zeke Fake: I spoke with individuals who had purchased these plans after which had medical emergencies and been caught with 50 or 100 thousand greenback payments, so we’ll be — we’re kinda watching to see what new merchandise emerge or what these name facilities begin promoting.
Dan: And in the meantime, simply — look: Don’t purchase insurance coverage over the cellphone from anyone you’ve by no means met. Don’t hassle with google. Healthcare dot gov. That’s principally it.
What you’ll discover there, I’m not saying you’ll find it irresistible. It’s most likely gonna value greater than you need to pay, and deductibles will doubtless be excessive.
However although subsidies for Obamacare plans aren’t AS beneficiant this yr, they nonetheless exist. And these insurance policies are regulated. The rest… like Sarah Strohmenger mentioned, it’s a free-for-all. And there are some hustlers on the market.
In the meantime: the Trump Administration and Congress have each arrange adjustments to the ACA marketplaces — administrative hassles that can make it tougher to get, and preserve, your protection.
The time to begin planning for it’s now. And we’re gonna have some assist for you, beginning with subsequent week’s First Assist Equipment publication.
My colleague Claire Davenport has been digging into these adjustments, what they imply for all of us, and the way we will begin getting ready.
You possibly can enroll on our web site at armandalegshow dot com, slash, first support equipment.
By the best way: We simply launched a brand new model of our web site — with a model new characteristic: Starter Packs.
Right here’s the place we convey collectively our greatest reporting on questions you want solutions to, like: How do I store for medical insurance?
We’ll have a hyperlink wherever you’re listening,
and we’ll be again with a brand new episode in a number of weeks.
Till then, handle your self.
This episode of An Arm and a Leg was produced by Emily Pisacreta and me, Dan Weissmann — with assist from Lauren Gould—
And edited by Ellen Weiss.
Claire Davenport is our engagement producer.
Adam Raymonda is our audio wizard.
Our music is by Dave Weiner and Blue Dot Periods.
Bea Bosco is our consulting director of operations.
Lynne Johnson is our operations supervisor.
An Arm and a Leg is produced in partnership with KFF Well being Information. That’s a nationwide newsroom producing in-depth journalism about well being points in America — and a core program at KFF: an unbiased supply of well being coverage analysis, polling, and journalism.
Zach Dyer is senior audio producer at KFF Well being Information. He’s the editorial liaison to this present.
An Arm and a Leg is Distributed by KUOW — Seattle’s NPR station.
And because of the Institute for Nonprofit Information for serving as our fiscal sponsor.
They permit us to simply accept tax-exempt donations. You possibly can be taught extra about INN at INN.org.
Lastly, thanks to all people who helps this present financially. You possibly can take part any time at Arm and a Leg present, dot com, slash: help.
Thanks! And thanks for listening.
“An Arm and a Leg” is a co-production of KFF Well being Information and Public Street Productions.
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