Property Insurance

Property Insurance

Fortuity Reconsidered: Why an Unwritten Doctrine Nonetheless Haunts Property Insurance coverage

For almost a century, courts and commentators have handled fortuity as if it had been a pure regulation of insurance coverage quite than...
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Property Insurance

Hearth doorways and landlords – Cover4LetProperty

Hearth doorways are a necessary hearth security function – they're usually fairly actually life-saving. And for landlords of Homes in A number of...
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Property Insurance

Is a Crack to an Opal a Fortuitous Loss?

One 12 months following the fortuitous loss case Mellon v. Federal Insurance coverage Firm, which I wrote about yesterday in The First Dialogue...
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Property Insurance

What does “Fortuitous” Imply? Why Is “Fortuity” So Essential to Property Insurance coverage?

Insurance coverage disputes typically activate small phrases that carry huge penalties. Few phrases are as deceptively easy and as consequential as “fortuity.” It...
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Property Insurance

Owners Coverage Comprehension| Property Insurance coverage Protection Regulation Weblog

For years, these of us who work within the trenches of property insurance coverage claims have recognized that most policyholders don't have any...
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Property Insurance

Wildfire Smoke Harm Insurance coverage Rights

As an lawyer who has spent years preventing for policyholders, I’ve seen how wildfire restoration has shifted from easy “char and ash” claims...
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