Insurance coverage is a sophisticated enterprise – there’s no denying that! Fortunately, the insurance coverage consultants right here at Vargas and Vargas Insurance coverage Company are right here to reply a few of your normal automotive insurance coverage
questions.
Listed here are 5 questions that we’re requested on a regular basis by our present and potential prospects:
Do I must have a certain quantity of auto insurance coverage protection?
Sure! Every state requires that you simply buy a certain quantity of auto insurance coverage. In Massachusetts, the present necessities
are as follows:
$20,000 per individual ($40,000 per accident) for Bodily Damage to Others.
$8,000 per individual and per accident for Private Damage Safety.
$20,000 per individual ($40,000 per accident) for Bodily Damage Attributable to an Uninsured Auto.
$5,000 per accident for Injury to Somebody Else’s Property.
How a lot protection ought to I’ve for my automobile?
We listed the minimal quantities required within the state of Massachusetts, however for probably the most half, it is strongly recommended to have greater than the minimal quantity of protection. When deciding how a lot protection you want, it’s best to think about the worth and dimension of your automobile, in addition to whether or not your automobile is paid off.
An insurance coverage agent from Vargas and Vargas Insurance coverage Company may also help you wade via the method of deciding in your automotive insurance coverage protection quantities, in addition to setting a premium and deductible that make sense for you and your monetary scenario.
What sorts of auto insurance coverage reductions do you provide?
We provide so many alternative auto insurance coverage reductions that we couldn’t probably record all of them! Right here at Vargas and Vargas Insurance coverage, we examine a number of completely different insurance coverage suppliers when in search of a automotive insurance coverage quote, and we’ll assist you select the one that can get you the perfect protection at the perfect value primarily based on the reductions that every supplier provides.
Can I make modifications to my automotive insurance coverage coverage?
Completely! You may all the time name our workplace to make modifications to your coverage. Whether or not you’re getting married, there’s a brand new driver in your loved ones, or it is advisable to improve or lower the quantity of protection in your coverage or your deductible, a Vargas and Vargas Insurance coverage employees member shall be glad that can assist you replace your coverage.
Relying on what it is advisable to change, your coverage may very well be up to date instantly, or we are able to set an ‘efficient date’ for the change to enter impact at a later time.
I’m trying to swap insurance coverage suppliers – How do I get a automotive insurance coverage quote?
Getting an insurance coverage quote is as simple as contacting Vargas and Vargas Insurance coverage Company
. The quote course of is fast and easy. All you must do is reply just a few questions and we can have quotes from main insurance coverage suppliers that you could examine.
Just remember to maintain our quantity in your cellphone, too. You may all the time name us at 617-298-0655
if it is advisable to ask a query or replace your insurance policies. That’s additionally the quantity that you simply need to dial in the event you need assistance with some other sort of insurance coverage – from residence to well being to enterprise and extra!