HDI International, a part of the Talanx Group, has reported insurance coverage income of €7.6bn, contemplating foreign money results, for the primary 9 months of 2025 (9M 2025), a 6% improve from €7.3bn in the identical interval final 12 months.
The insurer famous that it posted increased income and web earnings for 9M 2025, pushed by an uptick in new enterprise and changes in costs linked to inflation.
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HDI International’s web earnings contribution to its dad or mum, Talanx Group, reached €409m – up 13% from €362m within the corresponding interval final 12 months.
The insurance coverage service end result stood at €638m, down from €692m in 9M 2025 2024.
HDI International reported giant loss funds of €314m, which remained under the professional rata funds of €424m.
Internet insurance coverage monetary and funding outcomes earlier than foreign money impacts elevated to €147m, supported by better funding volumes and better present curiosity earnings.
The German-based firm’s earnings earlier than curiosity and tax rose by 15% to €551m, up from €479m within the comparable interval final 12 months.
Return on fairness edged as much as 16.9%, in comparison with 16.4% a 12 months earlier.
HDI International CEO Edgar Puls mentioned: “HDI International delivered constructive nine-month outcomes, with momentum pushed above all by new enterprise.
“That’s notably satisfying as a result of it exhibits that shoppers and brokers worth how we work: near their wants, with technical depth, quick service and options that stand the check of time. We efficiently mix our monetary power with experience throughout danger administration, worldwide programmes, captive options and claims providers – delivering bespoke options moderately than standardised responses.”
Puls added: “We proceed with confidence – and with prudence. The 12 months thus far has been comparatively calm by way of giant losses for us, however we stay vigilant as climate-related and different systemic dangers are typically on the rise. Our disciplined underwriting and prevention advisory are the bedrock of being a dependable Accomplice in Transformation for years to return.”
HDI International posted insurance coverage income of €5.1bn for the primary half of 2025, when adjusted for foreign money fluctuations, a rise of 8% from the €4.8bn recorded throughout the identical interval in 2024.
