Contemplating ICHRA? Listed here are 6 ICHRA Suppliers to Know About for 2026
ICHRA has revolutionized the world of well being care. From tax advantages and funds management to personalised selection for workers, it’s a win-win-win.
However how do you get essentially the most from what ICHRA has to supply? The place do you begin while you’re researching prime ICHRA directors?
This information walks you thru the fundamentals and offers you a leap begin on analysis by sharing 6 ICHRA suppliers to find out about for 2026.
On this article
What’s ICHRA?
ICHRA stands for Particular person Protection Well being Reimbursement Association. It’s a new-ish (and simpler) well being advantages resolution that lets employers reimburse staff tax-free for medical health insurance premiums and eligible medical bills.
ICHRA was launched in January 2020 by means of federal legislation. Take Command was the one ICHRA supplier requested to advise on the laws and attend the launch. We’re fairly happy with that!
As a Well being Reimbursement Association providing, ICHRA represents a very massive shift in how employers can supply well being advantages. As an alternative of buying and managing a conventional group medical health insurance coverage or having a self-funded plan, companies may give a month-to-month allowance, and staff use these funds to purchase the person well being protection that’s greatest for them and their household.
ICHRA advantages
There are lots of ICHRA advantages; listed below are a couple of of our favorites.
- Finances management
- Personalised plan decisions for workers
- Easy, versatile plan designs
- No employer accountability for well being dangers
- No participation issues
- Solely with Take Command: In-house assist and enrollment groups
What does an ICHRA supplier do?
An ICHRA administrator is like an architect for well being advantages. Identical to an architect designs buildings that meet the wants, funds, and imaginative and prescient of their consumer, and an ICHRA administrator builds and manages your ICHRA plan to suit the distinctive targets of your organization and staff.
ICHRA directors additionally create your well being advantages blueprint, together with plan design, compliance, and administration. For workers, this “structure” supplies a robust basis that helps freedom of selection of their well being protection.
High HRA carriers for employers and staff
One of the best ICHRA supplier is the one you’ll be able to belief. (Now may be a superb time to inform you that extra giant employers select Take Command over some other ICHRA vendor within the nation.)
Employers and staff each have wants when transferring to ICHRA, and your vendor ought to have the ability to serve them each.
ICHRA advantages for employers
- Handle behind-the-scenes processes
- Confirm staff’ well being plan enrollment
- Deal with reimbursement requests
- Guarantee compliance with IRS and Division of Labor laws
- Hold correct data for tax functions
- Scale back HR’s administrative burden
- Shield the corporate from compliance dangers
ICHRA advantages for workers
- Present assist throughout ICHRA adoption
- Supply steering in selecting a qualifying well being plan
- Educate about submit bills appropriately
- Create a seamless, reliable expertise
6 ICHRA directors to find out about for 2026
As ICHRA has gained in reputation, increasingly distributors are coming to the desk. The ICHRA guidelines stay the identical irrespective of who you go together with, however the service and assist modifications with every supplier, so be sure you vet suppliers earlier than you select one.
| Invited to White Home for ICHRA Launch | Highest Variety of Corporations on HRA Platform | Extra decisions than Healthcare.gov | Presents ICHRA Administration | Presents QSHERA Administration | Works with Brokers | Arms-on enrollment assist | |
| Take Command | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Gravie | ✓ | ✓ | ✓ | ||||
| PeopleKeep | ✓ | ✓ | ✓ | ||||
| Transform Well being | ✓ | ✓ | |||||
| Thatch | ✓ | ✓ | ✓ | ||||
| Venteur | ✓ | ✓ | ✓ |
Take Command
Take Command was based in 2014 by Jack Hooper and is headquartered in Dallas, TX. We’re on a mission to enhance the healthcare system, and we stand out amongst ICHRA distributors because the first-to-market chief.
Our pioneering expertise makes us uniquely certified to manage HRAs for small companies, giant employers, and enterprise corporations. And we’re one of many solely HRA distributors who focuses on ICHRA.
Discover out why Take Command is the very best ICHRA supplier
> Why Select Take Command
Gravie
Gravie was based in 2013 by Abir Sen with co-founders Jill Prevost and Marek Ciolko and is headquartered in Minneapolis, MN. Gravie focuses on well being advantages for small and midsize companies.
PeopleKeep and Transform Well being
PeopleKeep was based in 2006 by Rick Lindquist and focuses on HRAs for small companies. Transform Well being was based in 2015 by Scott Lingle and Justin Clements and focuses on ICHRAs for enterprises. PeopleKeep was acquired by Transform Well being in 2024; each corporations are headquartered in Indianapolis, IN.
Thatch
Thatch was based in 2021 by Chris Ellis and Adam Stevenson and is headquartered in San Francisco, CA. They give attention to personalised healthcare experiences.
Venteur
Venteur was based in 2021 by siblings Stacy and Tim Edgar, and they’re headquartered in San Francisco, CA. They give attention to a brand new strategy to method insurance coverage.
Why select Take Command as your ICHRA supplier
Come for the financial savings, keep for the expertise
Why is Take Command the very best? Nicely, how a lot time do you have got? (simply kidding, we’ll get to the purpose.)
There is no such thing as a firm that compares to Take Command. We all know the ins and outs of HRAs and can assist you maximize your advantages. We’ll additionally ensure your plan is completely designed, you are in compliance, and your staff get the very best service round.
OG supplier
Take Command wrote the ebook on ICHRA, and we’ve been pioneering ever since. Our groups are deeply educated, and we’ve thought by means of all the pieces (so that you don’t need to.)
Particular choices for companies
One measurement doesn’t match all. That’s why we’ve rigorously designed HRA choices for small companies, giant employers, and enterprise corporations.
HRIS options
We have rigorously designed this course of to be streamlined and easy. Our dedication to excessive requirements of excellence and knowledge integrity helps the inherent sensitivity of roster knowledge.
Sturdy service partnerships
We have now the strongest insurance coverage service partnerships within the nation. Meaning you get essentially the most environment friendly plan administration and a direct line to your carriers.
Buyer expertise
Your HR staff and staff will take pleasure in working with Take Command. We have now sturdy buyer care groups that embrace ICHRA specialists, buyer success managers, and worker advocates who’re at all times in your nook. This contains the flexibility to work with the insurance coverage service on behalf of the worker.
Limitless assist
Our ardour is to make well being advantages simple for you and your staff. So we provide limitless assist from the minute you signal on to Take Command.
Take the subsequent step with Take Command
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