How do I file an auto insurance coverage declare with American Household?

When you have accident harm to your automotive, chances are you’ll be scrambling to seek out out how one can file an auto insurance coverage declare. Furthermore, chances are you’ll wish to know how one can file an auto insurance coverage declare with American Household.

We perceive that you could be be eager to get on with the method, so we’ve requested the questions for you and supplied the solutions under.

You Have A number of Methods to File an Auto Insurance coverage Declare With American Household

In case you are an American Household policyholder, you may file an auto insurance coverage declare in 4 alternative ways. You possibly can contact an agent if you have already got one or attain out by way of the customer support line.

Learn extra: How lengthy does it take for American Household to course of an auto insurance coverage declare?

Alternatively, you may go browsing and entry the corporate’s web site by way of its internet portal or cell app. Nevertheless, in case you are claiming in opposition to a policyholder, you may name the toll-free quantity or begin the method by way of the web site. (For extra data, learn our “How do I file a declare with Vacationers for auto insurance coverage?“)

You Must Present Sure Info to Course of an Auto Declare with American Household

Whether or not you focus on the declare in individual with a consultant or reply the step-by-step questions on-line, you want a specific amount of knowledge earlier than continuing. For instance:

• The identification of the concerned events, together with names, addresses, and insurance coverage particulars
• Description of the incident
• Pictures or movies of the harm
• Names and call particulars of any witnesses on the scene
• Police report (when you’ve got one accessible)

If the harm is extreme, chances are you’ll have to take the car to a licensed restore store so an professional can evaluation and supply a report on your insurance coverage adjuster. You may additionally have to file a police report after an accident if anybody was injured.

The Subsequent A part of the American Household Claims Course of

As soon as an adjuster has reviewed the data, they’ll give you an estimate. You possibly can then determine how one can proceed. If you wish to restore the car, you may go to your personal physique store or go for a facility the insurance coverage firm recommends.

Typically, a advisable facility gives you a lifetime guarantee as soon as they end the repairs. Nevertheless, in the event you use your personal physique store, discover out what to do if insurance coverage received’t pay the restore store’s quoted worth.

Don’t overlook that you’ll normally have to pay the deductible. What’s an auto insurance coverage deductible, and the way does it work?

The insurance coverage firm will both pay the restore facility the web quantity or deduct it from any verify they might ship you. In order for you extra details about this a part of the method, chances are you’ll wish to learn: “

You Have Choices If You Wish to File an Auto Insurance coverage Declare With American Household

American Household means that you can file an auto insurance coverage declare and certainly one of 4 alternative ways. You possibly can contact an agent, name the customer support line, or file a declare digitally by way of the web site or cell app.