For those who’re contemplating canceling your Nationwide pet insurance coverage coverage for any cause, this firm makes it simpler than many. We all know some circumstances warrant the necessity to cancel a pet insurance coverage coverage. For instance, you might be sad together with your protection, customer support, or elevated premium prices — otherwise you’ve hit a troublesome monetary time and may’t afford pet insurance coverage.
Nonetheless, earlier than you make a agency resolution, I encourage you to learn this text for all of the components you must think about earlier than letting your protection go. I additionally provide you with tips about discovering a brand new pet insurance coverage coverage which may be a greater match in your wants.
Learn Our Full Nationwide Pet Insurance coverage Overview
Nationwide Pet Insurance coverage Cancellation Coverage
Right here’s Nationwide’s cancellation coverage, which you will discover on their web site.
Members can cancel a coverage at any time by notifying Nationwide in writing or on-line at my.petinsurance.com. Insurance policies might be cancelled as of the date the cancellation request is obtained. Claims filed for remedy dates as of the date of cancellation or any time after might be denied for no protection.
Any refund because of you may be credited to the account from which your funds have been withdrawn. For those who paid in your coverage in full with a verify, any refund due might be despatched to you as a verify hooked up to your cancellation affirmation letter. A cancellation affirmation letter might be mailed to you shortly after cancellation.
How To Cancel Your Nationwide Pet Insurance coverage Coverage
Nationwide makes it simple to cancel your pet insurance coverage anytime with a number of choices. Irrespective of the choice you utilize, Nationwide states that it’ll terminate your coverage on the identical day it receives your cancellation request.
Cancel In Your On-line Account
Nationwide is one of some pet insurance coverage suppliers that permit you to cancel on-line, which saves you time in comparison with the effort of calling or having to attend for them to obtain your request by mail. To terminate your coverage on-line, log into your account at my.petinsurance.com. Click on on the “Cancel My Coverage” hyperlink situated beneath your pet’s coverage data to entry the shape.
Cancel In Writing By Fax Or Mail
Another choice is to terminate your coverage by mail or fax. As requested by Nationwide, you’ll want to incorporate your identify, coverage quantity, pet’s identify, and the rationale for cancellation in your correspondence should you determine to go this route.
- Fax: 714-989-0537
- Mail: P.O. Field 2344, Brea, CA 92822-2344
Calling Buyer Service
Primarily based on Nationwide’s web site and cancellation coverage, it’s not clear that you may terminate your pet insurance coverage by calling customer support. Nonetheless, you probably have any questions in regards to the cancellation and refund course of, it’s a good suggestion to achieve out to them first. You possibly can attain customer support for present members at 1-800-540-2016. Representatives can be found Monday-Friday 5am-7pm PST and Saturday 7am-3:30pm PST.
3 Points To Take into account Earlier than Canceling Your Coverage
You’ll need to hold a couple of necessary issues in thoughts earlier than terminating your coverage.
1. Different Insurers Will Exclude Pre-Current Circumstances
It’s important to know that any situations your pet was identified with earlier than or through the time your canine was enrolled in Nationwide’s pet insurance coverage will probably be excluded from protection by any new insurance coverage supplier.
This generally is a troublesome blow in case your pup was identified with and handled for a continual situation, akin to diabetes, arthritis, allergic reactions, or most cancers, throughout your Nationwide coverage protection. It could be clever to calculate your canine’s medical prices for a yr and think about how Nationwide covers eligible situations now and if these bills are one thing you’ll be able to independently cowl your self.
2. Your Pet’s Age
Your present Nationwide coverage covers your pet for all times. Nonetheless, should you cancel your coverage and have an aged pet, you might not be capable to discover a new pet insurance coverage coverage that meets your price range and desires. Some suppliers have age limits and received’t insure pets as soon as they attain a sure age (limits fluctuate by supplier).
3. Sicknesses & Accidents Can Happen Anytime
In case your pet has by no means had any medical issues, you might think about terminating your coverage. However remember the fact that accidents and well being situations can pop up once you least anticipate them. Even should you plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready intervals earlier than your new coverage’s protection kicks in.
Continuously Requested Questions
Listed below are some questions pet dad and mom ask most frequently about canceling Nationwide Pet Insurance coverage. For those who don’t see yours right here, please ask us in our feedback.
Can I Cancel Nationwide Pet Insurance coverage At Any Time?
Sure, you’ll be able to cancel your Nationwide pet insurance coverage coverage at any time for any cause.
What Is Nationwide’s Cash-Again Assure?
Nationwide honors what’s known as a Free Look Interval (a.ok.a. Proper to Study and Return a Coverage). How does it work? As soon as your coverage goes into impact, you’ve a restricted time to get your preliminary new coverage fee again in full. Relying in your state, this era is both 15 or 30 days. To qualify, you should not have filed a declare below the coverage. Collaborating states require you to inform Nationwide of your option to train the Free Look possibility inside a particular time-frame. Please learn your coverage for particulars. Phrases could fluctuate by state.
How Do Nationwide Refunds Work?
For those who’re outdoors of the Free Look Interval, you’ll be able to nonetheless cancel your coverage anytime, and Nationwide will refund your unused premium on a pro-rata foundation. They’ll merely credit score your checking account or debit card that’s arrange in our account. For those who paid in full by verify, they’ll mail you a refund verify.
What Occurs To Pet Insurance coverage When A Pet Dies?
For those who’re canceling your pet insurance coverage coverage as a result of your pet has handed away, please know you’re in our ideas. Whereas that is such a troublesome time for you, it’s nonetheless necessary to recollect to contact your insurance coverage firm and notify them of your pet’s passing. You are able to do so by calling, emailing, or mailing Nationwide’s customer support division. For those who needed to euthanize your pup, a few of Nationwide’s insurance policies cowl prices related to veterinarian-recommended euthanasia. Test your particular person coverage to see should you’re coated.
What If Nationwide Terminates My Coverage?
In late Could 2024, Nationwide introduced that they are going to be discontinuing about 100,000 pet insurance coverage insurance policies because of inflating prices of veterinary care and the corporate’s means to stay financially viable. For those who’re one of many coverage holders affected, I’m really sorry for this irritating state of affairs. I like to recommend following the guidelines under to discover a new coverage as quickly as potential so your furry buddy could be coated with a brand new firm.
How To Discover A New Pet Insurance coverage Firm
For those who’re not happy with Nationwide’s pet insurance coverage or they’ve discontinued your protection, you should still need to insure your pet. I encourage you to learn our pet insurance coverage evaluations to see which firms we advocate. Moreover, you will get quotes from most of the high pet insurance coverage firms by filling out the quote type above.
For those who plan on selecting one other pet insurance coverage supplier, it’s a good suggestion to do your analysis and get quotes earlier than you cancel your present Nationwide coverage. This fashion, you’ll be able to decrease the time your pet isn’t coated. It doesn’t matter what, pet insurance coverage is price it, and insuring your furry mates is an effective way to guard your pockets and ensure your pets get the mandatory well being care they want.
Why Belief Canine Journal?
Sally has over 20 years of expertise in human well being sciences communications, together with 10 years as an professional on pet well being situations and remedy. She’s additionally spent over a decade researching pet insurance coverage as a part of an professional group at Canine Journal.
Sally additionally consulted with Michelle Schenker, Canine Journal’s in-house licensed insurance coverage agent, for extra experience, to make sure accuracy, and provides Canine Journal the authority to put in writing about and help readers in buying insurance policies legally.
As devoted canine professionals and long-time canine house owners, we take a look at and analysis the very best pet services and products, not just for our personal pups however for all of our readers.