Novemebr 2025 – PCI PolicyComparison Report 

Business Motor
Change to Delay of canopy coverage phrases – NRMA Insurance coverage, RACV
Change to Injury attributable to uninsured automobile further profit – NRMA Insurance coverage, RACV
Change to Excluded drivers’ exclusions – NRMA Insurance coverage, RACV
New and alter to cowl definitions and exclusions – Zurich Australian Insurance coverage Restricted
New further cowl advantages for electrical automobiles and information – Zurich Australian Insurance coverage Restricted
Change of Underwriter – WFI Insurance coverage Restricted
Change of Title of Considered one of Joint Enterprise Companions – NTI
 

Business Packs
Alteration to Unintended Injury Restrict – NRMA Insurance coverage, RACV
Flood and Storm Surge Cowl included – NRMA Insurance coverage, RACV
Delay of Cowl Exclusion time interval modified and now additionally applies to Flood or Storm surge – NRMA Insurance coverage, RACV
Alteration to Common Exclusions for Nuclear and Conflict – NRMA Insurance coverage, RACV
Alteration to Common Claims Situation Subrogations Rights – NRMA Insurance coverage, RACV
Alteration to numerous Common Exclusions – NRMA Insurance coverage, RACV
Alteration to affordable care and upkeep – Youi Pty Ltd
Alterations to consequential loss – Youi Pty Ltd
Alteration to Asbestos Exclusion – Youi Pty Ltd
Now accommodates Exclusions for Silica and Poisonous Waste – Youi Pty Ltd
Change to definition of Class and Classes – Skilled Threat Underwriting Pty Ltd
Alteration to Cooling off interval – Skilled Threat Underwriting Pty Ltd
Change of Underwriter – WFI Insurance coverage Ltd, Steadfast Group Ltd CGUA
Change of Title of Considered one of Joint Enterprise Companions – NTI
Utterly rewritten wording – Mainstay Underwriting
 

Contract Works
Comparability unaltered / Format modifications solely – Chase Underwriting Options
Utterly rewritten wording – 360 Cell Plant & Tools Pty Ltd
 

Crop Insurance policies
Change to Underinsurance Provision – Primacy Underwriting Administration
Change to Delayed Selecting Profit – Primacy Underwriting Administration
Change of Underwriter – WFI Insurance coverage Restricted
Comparability unaltered – Insurance coverage Facilitators Pty Ltd
 

Cyber
Comparability unaltered – AIG Australia Restricted
Change of Underwriter – WFI Insurance coverage Restricted
 
Administrators and Officers, Skilled Indemnity and Administration Legal responsibility
Modifications to language used all through the Coverage – AON Threat Companies Australia Restricted
 

Dwelling Insurance coverage
Change of Underwriter – CGUA, RACQ Insurance coverage Restricted, WFI Insurance coverage Restricted
Alteration to Charging Exclusion – RACQ Insurance coverage Restricted
Alteration to Declare Notification Methodology – RACQ Insurance coverage Restricted
Change in limits for Nice Artwork and Jewelry – Quantum Underwriting Companies
New restrict for Bicycles, E-Scooters and Electrical Bicycles – Quantum Underwriting Companies
Comparability unaltered – RAA Insurance coverage Pty Ltd
New Exclusion for Sanction Limitation – RAA Insurance coverage Pty Ltd
Utterly rewritten wording – CBA
Legal responsibility of Coinsurers/Product Issuers Clause included – Certain Insurance coverage Pty Ltd
 

Leisure Journey
Change to definition of Pre-Current Medical Situation – CGU Insurance coverage
Alteration to Cancellation of Journey Cowl – Jetstar
Alteration to Medical Evacuation Cowl – Jetstar
Alteration to numerous exclusions – Jetstar
Amended Interval of Insurance coverage and Pre-Current Medical Situation Definition – 1Cover Pty Ltd
Amended Being pregnant and Childbirth Exclusions – 1Cover Pty Ltd
Amended Automated Cowl Interval Extension Situation – 1Cover Pty Ltd
Amended Eligibility Standards – 1Cover Pty Ltd
Amended Part 13 – Pre-Departure Amendments to Journey, Part 14 – On Journey Cancellation Charges & Misplaced Deposits and Part 15 – Extra Lodging & Journey Bills – 1Cover Pty Ltd
Change of Definition of Pre-existing Medical Situation – Bendigo Financial institution, CGU
Utterly rewritten Part – Southern Cross Journey Insurance coverage
Varied Alterations to Cowl, Advantages and Sub Limits – Southern Cross Journey Insurance coverage
 
Legal responsibility
Alteration to Asbestos Exclusion – Youi Pty Ltd
Now accommodates Exclusions for Silica and Poisonous Waste – Youi Pty Ltd
Alteration to Common Exclusions for Conflict and Nuclear – NRMA Insurance coverage, RACV
Change of Underwriter – WFI Insurance coverage Restricted
 
Marine Transit
Comparability Unaltered – Truck Help – Powered by NTI
 

Personal Boat
Change of Underwriter – WFI Insurance coverage Restricted
Change to Declare Notification particulars – RACQ Insurance coverage Restricted
 

Personal Motor
Change of Underwriter – Membership 4 x 4, WFI Insurance coverage Restricted
Alteration to Lack of Use Exclusion – Rollin Insurance coverage
Modification to Situations & Exclusions – Sanction Limitation Exclusion – RAA Insurance coverage Pty Ltd
Change to Ready Interval – CGU Insurance coverage
Change to Lawful Confiscation Exclusion – CGU Insurance coverage
Change to Real Elements Assure – CGU Insurance coverage
Utterly Rewritten wording – CBA
 

Rural Packs
Change of Underwriter – CGU Insurance coverage Rural Plan, CGU Insurance coverage Nation Pack, WFI Insurance coverage Restricted
Amendments to Scope of Cowl – Cash; Foundation of Settlement – Farm Equipment; Associated Advantages – Rewriting of Information or Paperwork; Exclusions – Losses Not Found – CGU Insurance coverage Rural Plan
Alteration to Excluded Plant – CGU Insurance coverage Rural Plan
Alteration to Engineers Charges and Contamination of Milk Advantages – CGU Insurance coverage Rural Plan
Alteration to Perils Coated and Foundation of Settlement – CGU Insurance coverage Rural Plan
Alteration to numerous Outlined Occasions – CGU Insurance coverage Rural Plan
Alteration to numerous Outlined Occasions – CGU Insurance coverage Rural Plan
Alteration to Carcass Disposal, Humane Destruction, Stud Inventory and Non permanent Safety – CGU Insurance coverage Rural Plan
Alteration to Foundation of Settlement and Definition of Livestock – CGU Insurance coverage Rural Plan
Removing of Private Accident Part – CGU Insurance coverage Nation Pack
Amendments to Foundation of Cowl – Earthquake, Malicious Injury – CGU Insurance coverage Nation Pack
Alteration to Unfitted Automobile Caravan Boat Equipment or Spare Elements – CGU Insurance coverage Nation Pack
Alteration to Watercraft, Motors, and Tools – CGU Insurance coverage Nation Pack
Alteration to Refund of Premium Clause – CGU Insurance coverage Nation Pack
Modifications to advantages for Additional Prices of Rebuilding, Id Theft, Unsealed Entry Driveways, Authorized Defence Prices – CGU Insurance coverage Nation Pack
 
Strata
Alteration to Lack of Lease Definition – Eclipse Insurance coverage Pty Ltd
Alteration to Authorized Bills Cowl – Eclipse Insurance coverage Pty Ltd
Alteration to Cancellation Clause – Eclipse Insurance coverage Pty Ltd

We are going to preserve you up to date on the progress and implementation of “AL”.
 
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